Premium Fractional CFO · Riyadh, Saudi Arabia

Executive Financial Leadership
for Growing Businesses.

If your company is growing, but your reporting, cash flow, and profitability aren't giving you enough clarity — you don't need another accountant. You need executive financial leadership.

25+
Years CFO Experience
CFA
Chartered Financial Analyst
PIF
Affiliated Entities Experience
SOCPA
Fellow · INSEAD IDP-C
2022
CFO of the Year
Who We Serve

Built for companies at the inflection point.

When accounting alone is no longer enough. When your business has outgrown your current financial infrastructure — but a full-time CFO isn't the right answer yet.

🏢
The Growing Family Business
Revenue between SAR 15M–100M. Second generation taking over, or planning to. You need financial structure that professionalizes the business without losing the entrepreneurial spirit.
🚀
The Scaling Company
Fast revenue growth but margins are being squeezed. You're making decisions without knowing where you're really making money — or losing it.
🏦
The Financing-Ready Company
You need bank facilities, a strategic investor, or are considering an IPO. Your financial story needs to be told clearly, credibly, and compellingly.
⚙️
The Operationally Complex Company
Multiple business lines, branches, or subsidiaries. Financial reporting is lagging the business — you need a CFO who can build the financial infrastructure to support your complexity.
Sectors We Work In
Family Businesses
Contracting
Real Estate & Development
Healthcare
Restaurants & Chains
Hospitality, Tourism & Entertainment
Trading, Distribution & Retail
Manufacturing
Education & Training
Technology
Transport & Logistics
Professional & Engineering Services
The Problem

Most Saudi companies are making financial decisions in the dark.

“The companies that need strategic financial leadership the most are exactly the ones who cannot afford a full-time CFO.”
Fahad Al-Aslami — Founder, Prime CFO

Prime CFO Financial Consulting Company

A Saudi company established in 2026, specialized in executive financial leadership services for Saudi companies in the growth stage.

Our Vision

To be the Kingdom's leading professional reference in Fractional CFO services for Saudi companies in the growth stage.

Our Mission

To empower Saudi companies in the growth stage with high-quality Fractional CFO services — helping them make better financial decisions and improve reporting quality, liquidity, and profitability through a flexible, practical, and trusted model.

Our Methodology

The Clarity Framework

Every Prime CFO engagement follows a disciplined five-step process — from diagnosis to sustained financial performance.

Diagnose
Deep financial assessment — cash, margins, structure, and reporting quality
Clarify
Translate raw numbers into a clear financial picture ownership can act on
Prioritize
Rank financial risks and opportunities by value and urgency
Execute
Drive change — reporting systems, controls, financial discipline, and decisions
Develop
Build the financial capability your company needs for the next stage of growth
Starting Point

The Financial Diagnostic

A structured, independent assessment of your company's financial position — conducted by the Prime CFO team over 20 working days. Every Prime CFO engagement begins here.

Request a Diagnostic
01
Financial Position Balance sheet strength, liquidity, capital structure, and cash flow dynamics
02
Profitability Analysis By business unit or segment — identifying where you make and lose money
03
Finance Team & Reporting Capability, structure, and reporting quality for your growth stage
04
Financing Readiness Your ability to present a credible case to banks and investors

Diagnostic Credit: The full Diagnostic fee is credited against your first month's retainer if you proceed to an Essential or Strategic CFO package. You pay nothing extra.

Our Services

Financial leadership built for your stage.

For companies SAR 10M – 50M revenue

Essential CFO

“You stop making decisions in the dark.”

The Essential CFO package delivers structured, recurring financial leadership for companies that have outgrown their accountant but are not yet ready for a full-time CFO. Executive-level financial management every month — cash flow discipline, performance analysis, KPI tracking, and the decision support your management team needs.

What You Receive Every Month
Monthly Executive SummaryFinancial narrative for ownership and management — key developments, risks, and decisions
Cash Flow SnapshotCurrent liquidity position and 13-week rolling cash forecast with flagged pressure points
Profitability ReviewGross margin, contribution margin, and operating performance against targets
Budget vs. ActualsVariance analysis with explanations and corrective action recommendations
KPI Monitoring & ReportingMonthly update of your agreed financial performance indicators
Key Risks & DecisionsPrioritized financial risks with recommended management actions
For companies SAR 50M – 300M revenue

Strategic CFO

“Your financial function operates at the level of a listed company.”

Everything in Essential CFO — plus board-level engagement, multi-year strategic financial planning, active lender relationship management, and governance and financing transaction support. Designed for companies in more complex financial environments that require a true CFO partner — not just a financial report.

All Essential CFO Deliverables — Plus:
Board Meeting Attendance & Board PackProfessionally prepared financial board pack and attendance at all board meetings
Multi-Year Strategic Financial Planning3–5 year financial model aligned with your strategic objectives
Lender & Banking Relationship ManagementActive management of bank relationships, covenant monitoring, and renewal preparation
Financing Transactions & Governance SupportCFO-level support for debt restructuring, new facilities, and governance requirements

13 standalone project engagements — available to all clients. Fixed-fee, purely advisory. Scope and fee agreed per engagement.

01
Annual Budget Build
Driver-based annual budget with three scenarios, cash flow budget, and board presentation.
02
Financial Modeling & Forecasting
Integrated 3-statement financial model with rolling 12–18 month forecast and scenario analysis.
03
KPI System Design & Build
Custom financial KPI framework and Power BI dashboard tailored to your business.
04
Profitability Analysis by Segment
Detailed profitability by business unit, product line, or customer segment.
05
Corporate Governance Framework
Financial controls, delegation of authority, board charters, and governance policies.
06
Family Business Governance
Family constitution financial chapters, dividend policy, succession structure.
07
Financial Policies & Procedures
Comprehensive financial policies manual covering procurement, payments, treasury, and reporting.
08
Finance Team Review
Independent assessment of your finance function's capability, structure, and alignment with growth.
09
Acquisition Financial Advisory
Financial review of acquisition targets — quality of earnings, risks, and indicative reference range.
10
Financial Feasibility Study
Project financial model with NPV, IRR, payback analysis, and scenario testing.
11
Debt Structuring & Bank Advisory
Financing strategy, debt structuring, lender landscape mapping, and term negotiation support.
12
Bank Financing Package
Complete professional lender submission package — financial statements, projections, narrative, and management profiles.
13
Interim CFO
Full interim CFO coverage — minimum 10 days/month. Board-ready, lender-credible, fully embedded.

Prime CFO for Non-Profit Organizations

A different market. A specialized solution.

Non-profit organizations do not need bookkeeping alone; they need financial leadership that helps protect resources, guide spending, reassure boards and donors, and measure the impact of programs with clarity.

Prime CFO Non-Profit Governance Package
Who Is This For?
  • Charitable associations and non-profit foundations
  • Endowments and mission-driven entities
  • Organizations managing donors, grants, or multiple programs
  • Non-profit companies and community initiatives

Package model: One monthly subscription · First month includes initial assessment · Minimum 6-month commitment · Fee agreed based on organization size and complexity.

What the Package Includes
Monthly financial reporting package for management and the board
Budget versus actual monitoring and variance analysis
Cash flow analysis and upcoming obligations review
Tracking of donations, grants, and program-level spending
Program and initiative cost analysis linked to impact indicators
Clearer financial reporting for the board and donors
Monthly meeting with executive management to review performance and priorities
Quarterly support for finance committee or board meetings
Practical recommendations to improve financial governance, transparency, and sustainability

This service provides executive financial leadership and governance support. It does not replace the external auditor, does not certify financial statements, and does not represent a compliance guarantee.

Discuss Your Organization's Needs
Client Results

What Prime CFO makes possible.

These scenarios illustrate how companies at different growth stages benefit from Prime CFO services. Details are illustrative.

Manufacturing · SAR 38M Revenue
Hidden margin erosion across product lines
Healthy revenues, but the owner had no clear view of which product lines were actually profitable — cross-subsidizing underperforming lines without knowing it.
Outcome
Within 20 days: full segment profitability view. Two loss-making lines identified. Net margin improved by 4.1 percentage points within six months.
Healthcare · SAR 85M Revenue
Expansion paused — then redirected to value
A multi-clinic group was considering opening three new locations without knowing whether existing clinics were covering their costs.
Outcome
Two of six clinics identified as loss-making after proper cost allocation. Capital redirected to profitable clinics. Net margin improved from 4% to 11% over 18 months.
Contracting · SAR 28M Revenue
Rejected by two banks — then approved by both
A contracting company had been turned down by two banks for a SAR 8M facilities package. Financial statements were accurate but poorly presented, with no supporting narrative or projections.
Outcome
Complete professional lender package prepared in three weeks. Both banks approved. Total facility: SAR 10M — 25% more than originally sought.
Why Prime CFO

The CFO your company needs.
The model it can afford.

Capability Full-Time CFO Accountant Consultant Prime CFO
Strategic executive financial leadership Occasional
Affordable for SAR 10M–300M companies
Board-level reporting and presence
Converts numbers into decisions Varies
PIF and listed company experience Rare
Multi-discipline professional certifications (CFA · CMA · SOCPA) Rare
Executive education at INSEAD, Stanford, Oxford & London Business School Rare
Base salary (annual) 600K – 960K SAR 96K – 180K SAR
Total true cost
Housing · car · insurance · leave · end-of-service
+1.1M – 1.5M SAR/yr 120K – 220K SAR Per project A fraction of this cost
The true cost of a full-time CFO goes beyond base salary — housing, car, insurance, annual leave, and end-of-service benefits bring the real annual cost above SAR 1.1 million. Prime CFO delivers the same executive caliber at a fraction of that cost — with no employment obligations.
“We don't replace accounting. We elevate the quality of financial decision-making.
01
Work Quality Before Growth
Growth should never come at the expense of service quality. Every client should feel that the outputs are useful, accurate, clear, and actionable.
02
Client Value Before Number of Deliverables
The service is not measured by the number of reports or meetings, but by its impact on the client's decisions, liquidity, profitability, and financial discipline.
03
Specialization Before Expansion
We remain specialized in executive financial leadership. Expanding into broad general financial services would weaken our positioning and dilute our value to clients.
04
Methodology Before Individual Effort
The founder's expertise is transformed into tools, templates, methodologies, and a repeatable operating system — so quality is consistent, not dependent on any single individual.
05
The Right Client Matters More Than the Big Client
The wrong client consumes time, reduces quality and profitability, and negatively affects the team experience. We select clients as carefully as they select us.
06
Pricing on Value, Not Hours
We do not sell hours. We sell financial clarity, executive judgment, risk reduction, and better decision-making. Our pricing reflects the value delivered, not the time spent.
Confidentiality and trust are not just ethical values — they are a strategic asset. A financial leadership engagement enters the most sensitive areas of your business. We treat that access with the highest level of professional discretion.
The Founder

Fahad Al-Aslami

Fahad Al-Aslami
Fahad Al-Aslami
Founder & Managing Partner — Prime CFO
“Executive financial leadership is not a privilege reserved for large corporations. Every growing company deserves financial clarity and sound decision-making — regardless of its size.”

A quarter century at the top of the CFO function — across Public Investment Fund entities and Tadawul-listed companies, including Al Akaria, NHC, SPIMACO, Maaden Aluminum, SATORP, and STC.

The experience I built in those environments — board reporting, capital raising, IPO preparation, governance restructuring — is exactly what growing Saudi companies need. Prime CFO makes it accessible.

Credentials
CFA · CMA · SOCPA Fellow · INSEAD IDP-C · COSO ERM · MBA
Recognition
CFO of the Year 2022 (Private Sector) · Finance Team of the Year 2023
Experience
25+ years · PIF-affiliated entities · Listed companies · Petrochemicals · Mining · Telecoms
Board Service
المواساة للخدمات الطبية · دار التمليك
The Team

Senior expertise. Analytical depth.

Every Prime CFO engagement is supported by a dedicated analyst — ensuring your deliverables are prepared with precision and delivered on time.

Fahad Al-Aslami
Fahad Al-Aslami
Founder & Managing Partner
25+ years as Group CFO across PIF-affiliated entities and listed Saudi companies. CFA · SOCPA Fellow · INSEAD IDP-C. Every engagement is led by Prime CFO's founding partner.
Mohamed Sathik
Mohamed Sathik
Financial Analyst
Financial modeling, Power BI dashboards, and data analysis. Proficient in Python, AI-assisted financial tools, and advanced reporting. Provides analytical depth behind every Prime CFO deliverable.

Request your Financial Diagnostic.

Every Prime CFO engagement begins with a Financial Diagnostic conducted by the Prime CFO team. If you proceed to a retainer, the full Diagnostic fee is credited against your first month.

Phone / WhatsApp +966 53 355 5151
Location Riyadh, Saudi Arabia
Response We respond within 24 hours

Prime CFO provides advisory services only. Bookkeeping, Zakat, tax filing, and audit are provided through Prime CPA (coming soon).